Legal Disclaimer

General

The terms of this Legal Disclaimer (referred to herein as the/this "Disclaimer") apply to the website TSCHIFFELI.COM (referred to herein as the/this "Website") owned and operated by TSCHIFFELI & PARTNERS (referred to herein as "we", "us", "our" and the "Network"), with its principal place of business located at Route du Moulin-de-la-Ratte 40, CH-1288 Geneva (P.O. Box 2074, CH-1211 Geneva), Switzerland.

This Privacy Policy shall be incorporated into this Legal Disclaimer by reference.

TSCHIFFELI & PARTNERS is an international network which operates through a number of firms practicing in various jurisdictions worldwide through legally separate and independent entities (hereafter individually and collectively referred to as the "Member-s").

The brand name TSCHIFFELI & PARTNERS refers collectively to the Network and its Members.

All Members are regulated in accordance with relevant domestic laws, regulations and requirements. The responsibility for the provision of professional services to the client is expressly defined in the terms of engagement between the Member and the client.

Services are delivered individually and independently by the Members. Consequently, the Network is not responsible or liable for the acts, errors, omissions, malpractices, failures, negative results or professional judgment of any of its Members.

The Network is a non-practicing entity, and does not provide professional services itself.

The terms "you" and "your" shall refer to any individual or entity who accepts this Legal Disclaimer.

Interpretation

All words and phrases not defined in this Disclaimer shall be given their commonly understood meaning and, unless it is otherwise clear from the context; the use of the singular includes the plural and the use of the plural includes the singular.

In the event of a discrepancy or difference in interpretation between multiple language versions of this Disclaimer, the French language version shall prevail.

Use of this Website

By accessing any part of this Website, you expressly agree to be bound by this Disclaimer, without limitation or qualification. If you do not accept this Disclaimer, then you must refrain from visiting or using this Website.

By agreeing to this Disclaimer, you represent that you are at least the age of majority in your jurisdiction of residence.

The information contained on this Website is for general guidance on matters of interest only and constitute neither an advertisement or recommendation nor an offer or solicitation to enter into any legal relations. The content available on this Website is merely intended to be informational and necessarily partial, and does not have any contractual value.

This Website does not, and it is not intended to, provide any saving, investment, financial, accounting, legal or tax advice, and shall not be relied upon in that regard.

You hereby agree and acknowledge that this Website shall not be used, or relied upon by you, as a substitute for your independent research or professional advice that is provided to you in direct consultation.

We disclaim all liability in respect to actions taken or not taken based on any or all the contents of this Website.

You hereby agree that your use of this Website shall be on an "as is" basis entirely at your own risk. Neither we shall be liable or responsible to any person for any harm, loss or damage that may arise in any connection with your use of this Website, including without limitation any direct, indirect, special, third party, or consequential damages.

When making a decision about your investments, you should seek the advice of a professional advisor in the jurisdiction of your domicile or work.

Although we attempt to keep the information on this Website current, we do not guarantee the accuracy of the information, and assume no duty to keep the information complete, current or accurate.

Local Restrictions

Our services are available only in jurisdictions where they may be lawfully offered.

Performance

You understand that past performance is not an indicator of future returns of investment and that eventual references to performance on this Website are provided as historical benchmarks only.

External Links

As a convenience, this Website may provide links to various third party websites. Such linked websites are not under our control, and we assume no responsibility for the accuracy of the contents of such websites; nor do we endorse any commercial products or services that may be advertised or available on those websites.

Intellectual Property Rights

The Website and its content are protected by international copyright laws on such matters.

You may not copy, download, publish, distribute or reproduce any of the information contained on this Website in any form without our prior express written consent. However, you may print information contained on this Website for your personal and informational use only.

Electronic Communication

Ordinary mail messages sent over the Internet are neither confidential nor secure; they may be easily accessible by third parties, lost, intercepted, misused or altered. We therefore are not responsible for any damages incurred by the result of sending ordinary mail messages over the Internet.

In no event should you use ordinary e-mail messages to transmit personal or confidential information.

We do not assume any legal obligation to respond to unsolicited electronic mail messages.

Transmission of information to or from this Website does not create a business or professional services relationship between you and us, nor is it intended to do so.

Exclusion of Liability

We accept no responsibility for any loss or damage, howsoever incurred, which may result from accessing or reliance on content on this Website, and disclaim, to the fullest extent permitted by applicable law, any or all liability with respect to acts or omissions made by visitors on the basis of content on this Website.

Applicable Law and Jurisdiction

This Disclaimer shall be governed by, construed and interpreted in accordance with the laws of Switzerland without regard to principles of conflicts of laws. Any litigation arising out of or in connection with this Disclaimer shall be irrevocably submitted to the exclusive jurisdiction of the courts of Geneva, Switzerland.

Amendment

We reserve the right to amend this Disclaimer from time to time, without notice and at our discretion.